Hero - The Future of Banking in Southeast Asia Promoting Financial Inclusion, Transparency, and Efficiency in Southeast Asia
Hero's mission is to revolutionize the banking industry to make credit more readily available and affordable for the unbanked or underbanked, starting in Southeast Asia.
About Hero
Since 2015, we've begun disrupting the current financial system that excludes 2 billion people from the banking system by leveraging technology to create a more inclusive system that allows people access to credit.
Collateralized Loans
We believe secured loans provide the starting point for uncollateralized loans. In 2015 we launched the first fully licensed online pawnshop in Southeast Asia that has already served thousands of customer. PawnHero essentially turns mobile phones into pawnshops.
Our interest rates are half of the traditional pawnshops providing access to cheaper credit that improves livelihoods.
Blockchain-Based Loans Without Collateral - Individuals
Most emerging markets lack centralized credit scoring.
Blockchain enables every person to have a unique and verifiable reputation-based identity that allows them to participate equally in the economy. By combining non-traditional data sources from social media profiles, previous work experience and transaction history with advanced machine learning techniques we expand our offering to provide access to unsecured loans.
Blockchain-Based Loans for SMEs & Communities
The strength of every nation’s economy is usually a direct reflection of the viability of the small and medium-sized enterprises (SMEs) sector. In most cases, especially developing countries, SMEs account for as much as 35-40% of the total GDP. The driver of the SME sector of the economy is its access to affordable funding schemes.
Initially we’ll start lending to individuals, but we’d then like to expand that to community lending and eventually SMEs.
The Solution
HERO Capital Market Platform
The Hero Capital Market Platform will utilize blockchain and smart contract technology which will enable a network of financial service marketplaces comprised of a series of interdependent and mutually reinforcing projects in the Southeast Asian market focused primarily on promoting financial inclusion, transparency, and efficiency by enabling the efficient, frictionless, legally enforceable, and profitable transfer of digital currency to/from local fiat currency in order to provide capital for individuals and businesses in markets that are currently excluded from transparent and efficient access to financial services.
Building the New Foundation using Blockchain Technology
Blockchain technology can liberate many financial services from the confines of old institutions, fostering competition and innovation to provide better, faster, and cheaper financial services to those who are outside or heavily burdened by their local and formal financial systems.
The Advantages of Hero Token
Bonus tokens are allocated in addition to the tokens you’re purchasing. Additional token will be provided to the original participant. Extra tokens are provided to people who commit early. It is tough to pick out the excellent signals from the undesirable ones. And if it isn’t, it is sometimes a superior indicator about the simple fact this ICO being a non-authentic one.
The simpler it is to unlock a Hero, the more likely you should receive their tokens when you receive a Hero option in a standard radio call. Hero employs a bright contracting system which allows Hero to make an ethereal-based crypto token symbolized by the name TOKEN HERO. He is the latest innovation bank that will become the better banking for southeast asia in the future. 1 thing you should not neglect to check on is what people are discussing the HERO Token (HERO) ICO which you’re interested. Heroes at level one have only 1 ability to select from but greater level heroes have up to three you’re able to select from. If you wish to invest you ought to take in the very first stage on the very first day of Pre-sale begins. We want to share the excitement with you!
Installing and using MEW isn’t very difficult and can normally be carried out in just a couple of minutes. Token sales listed from persons that TokenMarket does not have any relationship with are shown simply to help customers keep an eye on the activity happening within the general token sector. Appraisers authenticate the merchandise and assess the status of the product. Distributed ledger will also cutting down the risk, and boost the transparency.
Ideally, KYC ought to be processed before participants can add to the undertaking. Some ICO scams aren’t going to reach that level probably since they target unsuspecting investors who either don’t have time to read whitepapers or don’t know whether one even exists. Be aware you will still have to fund your wallet in order to take part in the Token Sale.
In the event the item inauthentic, then the product is returned to the client. In the event the customer declines the revised offer, then the merchandise is returned to the client. If the organization is unwilling to release its code to public repositories including Github, keep away from the ICO altogether. The industry has changed in recent decades. It is becoming more competitive due to deregulation regulation. Earlier Pawnshop market has a lots of poor experience thus far. Because there’s a big market for it.
Make certain that you have enough ETH balance to contribute. The increase levels will take over a year since it is going to require more than 4 times as several tokens. Their specific abilities and perks are given below. It also provides a competitive advantage over other pawn shops due to its cost structure. The major benefit using the blockchain technology is, because the platform able to lessen the manual reviews, data re-entry as well as the system reconciliation. Check in case you have enough funds in your wallet in order to take part in the token sale. It doesn’t represent equity in the organization or has intrinsic price.
Characteristics of Hero Token
In spite of the idea, it’s the execution that is extremely challenging. The procedure is fairly easy, just stick to the manual below. All types of investments carry a latent amount of risk some investments may be riskier than others. You need to accept these terms so as to access the website.
If you need assistance about how to acquire ETH check out ourtutorial. If you need assistance on the best way to do this, have a look at our tutorial for acquiring cryptocurrencies. If you need assistance acquiring ETH, you can have a look at our tutorial here. They offer a simple, just and convenient method of overcoming short-term cash requirements. Don’t invest more than that which you may afford to lose. Well, it’s by now working.
Increasing the quantity of tokens necessary to max means a diminished price of each token. The last number of the hero tokens is determined after the conclusion of the selling of the marker dependent on the sum deposited. A listing of each heroes’ abilities are available at the base of the post. This information isn’t meant to amount to advice on which you ought to rely. It is crucial that you save this in a safe site. Both addresses refer to precisely the same wallet and are totally functional. Mistyping a letter or number within this address can lead to the loss of ETH.
Token info
Token HERO
Platform Ethereum
Price in ICO200 HERO = 1 ETH
BONUS
First 3 hours: +30% Presale Day 1 - 20% Day 2 - 3 - 10% Day 4 - 7 - 5% Day 8 - 14 - 2.5%
Tokens for sale 50,000,000
Investment info
Accepting BTC, ETH, ETC, XRP, LTC, WAVES
Distributed in ICO80%
Soft cap $5,000,000
Hard cap 250,000 ETH
Milestones
Stage 1 - Q4 2017 Expand collateralized lending business in the Philippines.
Stage 2 - Q1 2018 Blockchain-Based Loans Without Collateral - Individuals.
Stage 3 - Q3 2018 Regional Expansion.
Stage 4 - 2019 Blockchain-Based Loans for SMEs & Communities.
For more Informations:
Author: sandysan
ETH: 0x022DfD639385A07a9EE272404854fE6598fEBA4b
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